---
title: What's the approach to selecting a coupon rate?
description: When selecting a coupon rate within the offered range, choosing the lowest rate may improve your allocation chances
---

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# What's the approach to selecting a coupon rate?

The coupon rate range allows customization based on risk tolerance, like choosing 15.00% in a 14.00-16.00% deal. To improve your chances of getting into a deal, we suggest opting for the lowest coupon rate within the range for better allocation odds, while still receiving a higher coupon rate if the deal closes above your choice. That way, you’re more likely to get included, especially if the deal is popular.

Please note that if a deal is canceled or reaches the regulatory limit of 99 investors for deals with a term of over 9 months, you may not receive an allocation even at the lowest rate. In cases of oversubscription, investment amounts may be proportionally reduced to accommodate all eligible investors, provided they meet the established criteria at the time of investment.

Not setting a minimum investment amount can increase your chances of participating in a note if the deal is oversubscribed. The minimum investment allows our team to manage the order book if allocations need to be prorated. On the other hand, setting a minimum will not guarantee an allocation if the pro-rated allocation falls below your set minimum. While this strategy can benefit some investors, it's important to evaluate whether it aligns with your individual investment profile.

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